Another personal update.
I thought I’d start out with this little fun fact, since I write so much about ancient and medieval history here. I spoke with my dad’s cousin this week. Her husband went on Ancestry.com doing some genealogical research, and she suggested he look up her last name (which we share).
According to her, he found a family tree ending with my great-grandfather and extending back to—and I don’t know if I’ll believe this until I actually see it—805 AD!!!
So, apparently my family, the H***e family can trace its ancestry back to around the time when Charlemagne was crowned Holy Roman Emperor by the Pope Leo (800 AD), and 40 years before the Vikings sacked Paris (845 AD). We apparently come from a line of counts—minor mobility. That in itself is interesting, since the European title count comes from the Roman title comes, meaning companion or delegate of the Roman emperor. Maybe I can convince some Alt-right types to make me their rightful ruler.
I also found some papers from my great-grandfather, Otto, on my mother’s side (mother’s father’s father). Not as exotic as finding out your distant relatives were counts during the Dark Ages, but I did find out he was born in 1878 in Altendorf, Prussia (seven years after Germany became a country). My German isn’t good enough to make out much more than that.
Kinda makes the fact that I’m the very last H***e alive a bit more poignant, I guess. Sic Transit Gloria Mundi.
My current situation consists mainly of trying to unload my mother’s house. This is the house my grandparents built in 1941.
The house has serious foundation problems. VERY serious, as in there are significant cracks (up to half an inch wide) on all four walls of the basement, plus significant bowing of up to an inch. My guess is that the original builders were just not very good, and simply backfilled with earth, without taking any sort of water-protection measures. The grading slope away form the house is nonexistent, meaning that drainage is poor, plus there are no eaves or rakes to give some distance between runoff and the foundation, as you can see. There are gutters, but lots can go wrong with gutters.
(As as side note, eaves and rakes exist for a reason!)
The frost line in Wisconsin is 4′-0″ below grade, so based on the cracks, I’m guessing the freeze/thaw cycle in the first four feet of earth simply pushed against the foundation for seventy-odd years, and this is the inevitable result.
I don’t know whether this was typical for building at the time. My neighbors mentioned that they have no problems with their house, which I can tell from old photographs must have been built at the same time. Was their house built better, or had some previous owner done the work?
There is also water in the basement. Without some sort of destructive examination method, I cannot verify the source, but I believe it is coming in from above, and not through the wall itself. It looks as if where the stoop meets the house, there is a gap allowing water in from above. Again, fixable but expensive.
It’s deferred maintenance. My mother was far too poor to do the type of maintenance needed on a house like this, as was my grandmother.
So, basically, it’s kind of a wreck. Not a tear-down, fortunately, but hardly a sound investment.
(As a side note, owning a house in a Siberian climate like Wisconsin is just a losing proposition. I know what moisture and freeze/thaw cycles do. It’s a never-ending cycle of repair costs that will never pencil out).
(As another aside, a crumbling foundation is a good metaphor for the county more generally these days.)
So, just another bad break in a life chock full of them, I guess 🙁
Which means I have a couple options. I can either sell it ‘as is,’ or invest the money to repair the foundations myself and hope-against-hope that I can find a buyer, however long that takes.
Last week, I had some gentlemen come out to look at the house. It was three young (very young, I’m guessing in their 20’s) Hispanic gentlemen who buy houses, renovate them, and sell them. I think they’re pretty local—one of them said he even grew up in the neighborhood.
I liked these guys. They were not some national firm; they were local. They were entrepreneurial in the good sense—making money by improving neighborhoods and making them a better place. This neighborhood is quite the hot neighborhood right now with Midwestern Hipster/Lumbersexual breeder-types for raising families.
They made an offer of $65,000. They obviously emphasized the fact that they would have to excavate and repair the foundation walls, which isn’t cheap. They said it was a fair offer, and I believe them. I don’t think anyone else in their line of work would offer more. In fact, I had another home buyer walk through a few weeks earlier and he never called me back (the fact that there was a dead mouse in the basement toilet probably didn’t help).
I got a spit-ball estimate of basement repair. It would cost $35,000 just to repair the basement, which I would have to pay upfront, of course. And that’s just for starters. I would also have to remove a fir tree from alongside the house–another $1,000. Then there are minor issues, like damaged walls and cabinets from my mom’s chronic smoking habit; the lack of GFI outlets near the sinks; the old, ugly carpeting; outdated appliances, and so on and so on…
If all those repairs/upgrades were made, one realtor estimated I could get from $120,000-140,000 for it. I’m a little skeptical of those numbers, but I estimate perhaps $100,000-110,000 is more realistic. According to Zillow, the median home in Town of Lake is $143,500, with similar houses (albeit in better condition) selling for $150-180,000. The city evaluated the house as $149,000, which is far above what it’s worth.
If I chose to repair the house, I’m stuck paying a huge amount of costs upfront, with the hope that I will be able to sell it later, and who knows how long that will take? Who knows what the Market will be like? Selling a house is a long, painful, arduous process for anyone. I’d have to engage a realtor, and even the realtor I spoke to charges 3.99 percent (lower than the usual 6 percent, but still…).
To add yet another minor wrinkle, the next-door neighbor asked if I would consider renting the place out. It turns out that they are putting their house up for sale next month (August). Apparently they are building a house (!!) and would need a place to stay in the meantime.
I suppose if I rented it out, I’d make some money on it. But the basement would still be crumbling. All the other problems would still be there, festering. I’d still have to pay all the costs, like insurance and utilities, and do maintenance. Of course, I would receive rent money to help cover that, but it’s still a lot of hassle. And I’d be stuck here in the meantime.
This whole thing has been going on almost two years now. I never thought it would still not be resolved this far after the fact. Personally, I’m ready just to be done with the whole business and move on with my life.
But what life?
I’m leaning towards accepting the offer of the home buyers. I’ve asked them to submit an offer in writing to my attorney for review.
There is still a $10,000 mortgage on the house, because as I explained in my last “personal” post, my uncle insisted on getting his share. He probably made more on the house back in 1993 than I will here in 2019, despite doing absolutely nothing. So it goes, I guess.
So I have to pay that off. The major claim against the estate is my mother’s home equity loan (HELOC), which I’ve been paying out-of-pocket for the last year. That’s about $11,0000. Then there are the attorney fees, of course, and I have no idea how much that will be.
The other issue is that the probate proceedings were supposed to be wrapped up in August. I’m told by the attorney that we can file an extension to deal with that issue. But does it really benefit me for this to drag out even further?
Reader bleg: any advice here? What would you do if you were in my position?
As for my employment situation, I kind of fell into a job a few months ago. I thought I was finished, but the agency that had placed me with the architecture firm got me a few interviews. I explained to them what happened at the previous firm, and even the hiring fellow said, “Oh yeah, they can be kind of cliquey.” Um, yeah, now you tell me!
(As an aside, in my initial interview at unnamed architectural firm, my interviewer said that “We’re like a family here,” or words to that effect. My instinct told me–and I’m dead serious– to refuse the job on the spot right then and there and walk out of the interview. In hindsight, I should have listened to my instinct.)
Anyway, I got an interview at an MEP (mechanical, electrical, plumbing) firm in Oak Creek. I thought, I might as well go, because I didn’t think I would actually get the job. I mean, I’m an architect, not a mechanical engineer. As I said in the interview, we architects only thing about two things when it comes to mechanical: make it fit within my ceiling plenum, and make sure there are dampers at all fire penetrations. But they insisted that they actually wanted someone with an architectural background to work for them.
Well, I got the job. I think it really is true—the less you care, the better you do in interviews.
This video embedded below should give you some idea of the gist of my work. The gory details aren’t important.
I’ve been working there since then. The experience could not be more different. I constantly hear about what a good job I’m doing, how everyone says I’ve helped them out tremendously, how they hope I don’t leave, etc.
(Which brings up yet another aside: how much one’s fortunes are based on sheer luck. I mean, I’m the same person I was before. I didn’t just gain 20 IQ points overnight. I didn’t gain any new capabilities. It’s simply the environment, and not anything you do. It’s just luck, regardless of what anyone wrapped up in their bullshit self-attribution fantasies suggests.)
So, anyway, despite my best efforts, I do have a job again. Of course, since I never do anything (besides write this blog), go anywhere, or buy anything, I sock away every penny because, as I have learned, those may be the last pennies I may ever earn under American-style Neoliberal capitalism. And after that you’re on your own.
I’ve been wondering whether or not I have PTSD. I mean, I’ve never been in combat. I’ve never seen people killed in front of me. I’ve never had to pull the trigger on anyone. I don’t want to make light of those things. There are many people who have been asked to do those things, and their suffering should not be trivialized. And certainly, many people have had much worse breaks than me (I?).
But I still have nightmares. I have panic attacks. Yes, I occasionally still have suicidal thoughts. I think a lot about the fact that I am all alone—utterly, totally alone. It’s hard to go through the quotidian traumas and vicissitudes of life that way. It’s hard to have no safety net in country that thinks Socialism is a dirty word. But it’s not like I’m the only one in that situation, after all.
I don’t trust anyone. I don’t believe anyone, anymore. I’m constantly waiting for the hammer to fall, or the other shoe to drop, or whatever metaphor you want to use. I wish I could say I feel secure, but I don’t, and I don’t think I ever will.
Is it possible for an economic system to give one PTSD?
Anyway, at least I can pay the bills right now, and I guess that’s enough. But where do you go when you could go anywhere?
I admit to being delinquent with replying to all those who wrote to me last time. Since I’ve started working again, I’ve tended to devote my free time to writing new posts, and I have a bunch I’m currently working on. But, I assure you, I still have them all, and hope to get around to replying some day. Thanks!
BONUS: Former homeless people, what did you need the most? What was the best thing someone did for you? (AskReddit)
8 thoughts on “House Conundrum”
I wait for your blog to appear every day.
Great to have this good news !
I just wanted to say I’m glad it sounds like things are somewhat better.
Congrats on all the good news!
Yes, luck and failure to care how things turn out are very powerful (and related).
I have been in similar real estate situations, and if it were me, I would go with the sale as-is to the flippers. They will do the repairs much more cheaply than you could. Also, selling via lawyer will probably be cheaper than via realtor, depending on the price of the lawyer, of course. But a real estate sale is not a complex job. I have written my own contracts, and you could too if you were interested in such a thing. All the necessary forms are available on line, and the county clerks are not allowed to advise you, but they can be very helpful nonetheless.
I would also not rent to the neighbors. Politely decline, and assure them that your house will add value to theirs when it is renovated. You’ll save the cost of making your mother’s house livable for the neighbors.
Yeah, that’s what I’m thinking is well. Good to hear it from someone else, though.
I have known people with the PTSD-like symptoms you describe. Most of them got them from a surprise layoff, but I’ve known some people severely effected by work place abusive behavior.
I have worked for a PM&E firm. I prefer working for contractors. But from what I have seen, in very general way, PM&E firms seem like better places to work than Architectural firms. But, as you noted, there is always some luck involved in landing at the right place.
It does seem like the quality of architectural jobs has gone way down. That’s one reason I held off on grad school – it looked like so many people around me were miserable.